Teaching, Practice, and MONEY with Jessica Kleine

Jessica Kleine:

Links:

FB
group: www.facebook.com/groups/moneycoachingformombosses 

IG: www.instagram.com/themombossmoneycoach

website: www.mindsetfinancialcoaching.com

Welcome, welcome to another episode of teachers in business. This is going to be Episode Number 40, which is wild. And I have one of my I have all my favorite people on so I keep saying that, but like another one of my favorite people I've just collected them invited him on the podcast because they're all really good examples of business owner, humans that teach people amazing things. And that's, that's enough. So today, I have my, one of my favorite people miss Jessica Kleine on and she is a homeschooling mom and a business owner. She lives in the Midwest with the all that like winter, who has a Harry Potter problem, and is really here to help people with money. So I think what I found, and I'm just going to add words, just as bio at this point, what I have found, as many of you has found is sometimes the things we're best at teaching are the things that we have had to overcome ourselves. And just a really good example of somebody who has worked through all of the paycheck to paycheck, the money, drama, the mindset issues, and all. And you all know that there's a whole bucket full of stuff in there. And she's a really good example of learning how to live a life, she thoroughly enjoys the way she wants to do it. without it being a constant battle for which money is coming from where what she does now is help people build that same thing, no matter where they are to start from. And you know, wherever you are, where you are, she loves you anyways. And that's the amazing part. And helps them learn how to use their money in a way that is both smart and effective, and fun by shifting both the practical day to day things and the mindset all at the same time through coaching. And Yay. So welcome.

Thank you for having me. And I have officially just decided right now you're going to write my BIOS from now on because I'm all like warm and fuzzy now from that.

Your magic, this is the kind of magic you do. So that's, you know, I feel like I wrote a couple verses away. But actually, I think that's one of the best things like I had a friend years ago suggest to me that the best way to write your own bio is to let your close friends do it. So actually, usually what I do, what I need to do bio is I send it to two or three friends. And then I mushed together a version of what they wrote for me, because they're always going to say nicer things about me that I'm going to say about myself.

That's definitely very true. It's a lot easier for other people to say nice crap about us.

So we are going to start where I start with everybody, which is how I know for you, you are not a traditional teacher, we're in a classroom, but you're a teacher nonetheless. How do you define teacher? And what does it mean to teach in your world? Like how is that a part of you and what you do?

So my, you know, knee jerk snarky answer is a teacher, someone who teaches Sarah, um, but really, I think it's more a teacher is somebody who can see more like they can see the big picture, they can see the strikes and other people, they can see, you know, the potential and other people, and they have a way that they can then, you know, explain it and show that big picture to somebody that might not even realize that it's there. So yes, the teacher teaches but I think they see more than that. They're like superheroes because they can see things that other people can't see about themselves. And as far as what I do, with what I teach, now, I homeschool my kids. But for my business, I teach people like you said, I teach people a new way to think about their money, a new way to have a relationship with their money, where it's not a constant fight and struggle and tug and pull all the time. I teach people how to be confident with their money, how to take care of their money, and then learn how to have fun with their money because you know, life is too short to just work and pay bills and wait for Sunday to where you can finally enjoy all of that work that you did. It doesn't always work that way for people so I kind of got frustrated and didn't want to be one of those people. So I'm having fun now.

Oh, and it's that like I think of it so odd, but it's gonna be what comes out of my mouth anyways. One of the things I always teach kids in algebra class or in classes that I teach is that we shouldn't be friends with fractions. Like they're not like some teacher somewhere along the way taught them that every fraction must be converted to a decimal particularly the irrational the ones that have higher numerator the denominator is like death if you have a fraction as an answer. I think like I teach like literally teach kids in math that fractions can be friends and I think you it's much like in Finding Nemo like fish are friends not food. Yes, money is friends. Like We can be friends with money. And we should be like, it doesn't have to be this thing that we avoid like the plague. But we want more of all at the same time because those things don't match. And that makes me crazy, right up.

While we're very much like people act like a clingy girlfriend or something, you know, like, they like want to cling to it so much, but at the same time, they're pushing it away by doing the same thing or like you said, like they're avoiding it. Oh, what, when he didn't do what I wanted it to do? So I'm not gonna answer that phone call. You know, it's just very, it's like a really bad date. Oh, my God, I didn't think that that way. That's a really good analogy. I feel like you should use that everywhere it is and people's relationship with money. It's based on what they learned as kids. So most the time people don't even realize it everything, all your beliefs, your mindset around your money, you learned that somewhere when you were growing up, and that was kind of solidified in your subconscious, really, really long time ago. And most of the time people are acting from that space when they're eight years old and don't even realize it. Oh, good. That's

Well, in like eight year old you wasn't dating. Like, that's not a good thing. Like eight year old year was crap it being like girlfriend or boy, like this is it but like, we're teenage, imagine teenage you and how many mistakes you made. Like, I would like to now be in a grown up relationship with both other humans and my money. And I think that that's a choice we get to make. And that's, that's kind of magical. So I know, you and I have known each other for a while. I know. You don't necessarily label yourself a teacher. But have you do like, how do you feel like that word applies to you? Um,

I feel like it applies. I mean, it does apply to me. Now, kind of since I homeschool my kids like that's my that's my fallback of my teacher like, Oh, I'm a teacher. I don't you know, I actually don't I just sit and watch them learn. Like I don't teach them anything. Um, but I think it applies to I like to help people solve their problems. And I think teachers can do that, too. Like they're problem solvers. By nature. They're givers by nature, they want to help people. And in that regard, I can see myself as a teacher, because I am I am teaching processes. Yes, I am teaching a specific way to handle their money that works for them that's specific for them. And I think that's actually probably even more so a way that I'm a teacher. I know by watching my kids as I started teaching them. They learned differently. Like they don't do things the same way. Everything has to be completely different for each of them. Even though they both came from me. They are two totally different people. Clients are the same way like everybody's money is different. Your situation is different. your circumstances are different, your income is different, your expenses are different. So the cooker cookie cutter approach that most people try to take with their money, is it going to get them as far as a personalized way to do it. And most people have no idea that that's even an option. They just follow gurus who don't know them. And the Guru's tell them to do it this way. And when it doesn't work, they figure up there's something wrong with me because I can't figure it out.

Well, and not only is there like income and expenses and process and all of that different but the drama is different, right? Like the the stuff they learned at eight is different this, like suitcase that they carry with them of money issues, because we all have them like y'all just have to acknowledge that you have them we all have them is different in sort of, it's like, you know, like my kids, my younger falls a lot. He is that kid like where the other parents of baseball are always like, please, who is crying? Please don't be Aiden. There are always like, Oh crap, am I gonna get punched in the face. But it's like me deciding that a band aid fixes everything, no matter what size or shape that the same Band Aid covers all injuries, like from a broken wrist to a scraped knee to a bumped your head. Stick bandaid on that sucker and call it good. Like, that's what following that kind of advice is in band aids work sometimes. You're occasionally going to hit the spot where it's like, oh, this band aid fit this thing. Whoo, look at me go.

But most of the time your kid's gonna be like but I but I hit my head mandate and my air and it's not gonna fit and that's that's the difference between having someone who reading about it and having someone in your corner going like, Oh, you know what I see here?

Right? Yeah, and that's a big part of it is you know, people are always saying they need more accountability. They can't stick with a system bla bla bla bla bla, which I get 100%. Again the system. I don't say the system's rigged, but it's kind of almost set up against you if people budget now in a way that doesn't work for modern life. You know, we can't budget the same way that our grandparents budgeted because money is different now than it was back then. And you know, the way you spend money is different. I mean, even just separating people between the savers and the spenders, you know, I'm a natural saver, which people think is a good thing. And it sounds like a good thing, because society says that's a good thing. But we're just as screwed up as the spenders, you just can't see it as

well, it's like, it's the difference between savers and hoarders. Like, it's a fine line to walk forever. And that's both in there.

Mm hmm. And people don't realize like, you have a little bit of both in every aspect. And that's one of the perks of working with somebody else with your money, which most people don't realize they can do. They assume, well, it's my money, I have to figure it out. Or they think like, the future down the road, I have to talk to somebody who knows how to do something with retirement. But there's a big chunk of time in between there, that there is ways to get help to help you get to that point, without stressing you out. And just making you a crazy person in the meantime.

Well, and I think the other like, what I found is managing money, like, from thing to thing was not overly complicated until I started not one but two businesses. And then it was like, Oh, okay.

Um, let me what's Where is like, they're even days now. Like, literally, before we talked, I was writing down a list of which things belong in which I have emails coming in with, like, things I paid, but like, what did I pay rare from? I don't even know anymore? Because it's been that kind of week. Yeah. And so I think, you know, when life is very, I think what happens it particularly for teachers is like you're in a very structured system, you're in the structure, and you're in the structure. And there are all these things that can go wrong with money, even when you're in the structure, and then you leave the structure and you're like, what will? And then it's even more complicated because you've like, busted the structure. And then you didn't have a great structure to start. And it's like, Whoa, dang. So since we're going to talk business a little bit, we know where you are in the business world, tell me what you love about the business world? Like, what is your favorite thing about being in business, we'll deal with the not favorite things, in fact, but let's say, first, I'm a big fan of like, leading with good.

So things I love about my business, and about business. In general, I've owned lots of businesses over the years, some successful and some not even a little bit successful, but that's okay.

But that's the nature of this game. Like, that's okay. And I think that's one of the things I love about the business that I'm in now is It's all mine. So it can evolve with me, it can change with me, I can shift things, I can grow it, I can scale back, if I need, you know, there's so much flexibility and fluidity in what I'm doing. But I think that's the best part for me, especially as a homeschool mom to, like my days, don't none of my days look the same. So it gives me that I have the structure where I need it when I need it. But when I need to toss things out the window, because my husband got called into work, you know, like when things happen, I can have that flexibility that goes along with it. So that's definitely my favorite part about having a business, to piggyback on that. My least favorite part about having a business is I have all that flexibility is a blessing and a curse, right? Like it is. And there are those days where I'm like, I just don't want to. And it's a struggle, because I don't have somebody telling me what to do. And giving me the deadlines and giving me the to do lists that I can check off all the boxes and all of that. So it's definitely two sides of the same coin. So the flexibility is both the good and the bad. For me. It is like I had somebody recently refer to it to me as owning my time. And I very much appreciate the thought of owning my time because I think part of why I ended up in a business in the first place is I looked really hard at like at some point I was gonna make a transition a bunch of years ago, and I looked really hard at going back into school buildings. I even did a bunch of interviewing. And as I was doing that, I realized that like there was no way my life fit back into a school building. Correct. Like there was zero chance of that happening. Like I was like, Oh, I'm gonna have to be out like third day school. It's gonna be a mess. Yep. And I needed the flexibility and I wanted to make my own thing and that's a blessing but at the same time it's like you know, I next week, I'm working three days because we're going on vacation and part of me is like you You have way too much of a way to get advantage this flexibility brain. And it is that blessing in that like double sided thing because there's no one with I have student alive in my group. about this, like, there's something to be said, for doing the scary thing, when you know, there's someone in a place expecting you to walk through the door, like you show up because you're not willing to not show up because they're expecting you. But when you're the one expecting you, right, a lot easier to show up late. Take a side detour, stop for coffee, we tend to put ourselves last a lot, which is one of the shifts you have to do as a business owner, you have to realize, especially as teachers, because teachers are such givers, like they're known for overworking and being underpaid for the most part, that's kind of like the stereotype that goes on. And that will translate in the business world if they're not careful, because they will want to give and give and give and give and give and under charge for it and then get burned out and not take care of themselves and all of that. So there's very much that responsibility you have towards yourself. I heard it today, I was on a call earlier today. And it was treating yourself almost like a client. So when you own a business, you treat yourself like a client, you would never skip out on client calls if you want to do for your business. So that was a big shift in my head even just this morning of like, Oh, that makes so much sense.

Right? Hold on, it's that like, I think of my business as like a separate entity from me. Like I think of it as like a like in my head and has a building. And like it does, because I think I have a responsibility to that thing. Yep. Like, I have to be responsible, I have to take it outside of myself. Because if I'm just deciding for me, like I really like walking it, like I like and I do some of that because I want the flexibility. But at the same time, sometimes I'm like I don't want to right now. But I have this responsibility to this other entity that I have created. Just like I have responsibility to the little humans that live in my house that I created, that I'm not going to be like Highs today I'm out like, you know, those commercials where like, the parent has a cold and they're like, get take a sick day when you have kids like Well, you can't be like, Guys, I'm taking this week off. You're a lot. It's not it's the same, right? But it's hard sometimes, especially when you're not feeling like it's going like it's supposed to quote unquote, to, you know, to continue to do that.

Yeah. And that's where you have to find that motivation. from somewhere. Which motivation is a very fleeting, you know, you got it, you got to find that reason, like, why are you doing it? Why are you sitting at your desk? Yeah. And why are you making that content? Why are you creating that course? Why are you doing it just like you would, again, for the teachers, for the students? Why are you showing up every day? Why do you care so much about those kids? Why do you want to teach them the passion that you have for the subject that you're teaching, you know, it's the same kind of thing that can translate that into business, you just have to tap into what that is. And some days, it's easier to find that because you have those great calls with the client, and you're super excited, and you can't wait to do more. And then other days, it's not so much just like at school, a school day, some days you have great days, some days, that's some days you like walk out at the end of the day and think what in the heck was I thinking like, I can remember days like that. But I also remember days where it was like, Oh, wait, this is why I'm here, right?

Like when the light bulb can click, and you finally can see it and you're like, Oh, I get it now. Now I know why I'm doing this. Yeah, well, and I think for me, the nice thing about the business world is I get all the best parts of teaching. I get the like, people have lightbulbs and the like joy of helping people move forward of like helping people shift thoughts of helping people do practical things in their businesses. I just talked to a client today. And she and I decided she's not going to decide something right now. And as strange as that sounds like she's not in a place where she can decide right now. There are too many things going on. There are too many life things happening. And she's going to be in a place where she can decide four or five weeks from now. And she wants to make some big decisions. But it's also really nice to have someone in your world to be able to say to you stop. You don't have to decide today, you can't decide you're not allowed to decide until the middle of next month or whenever, like take the pressure off, let it go. Put it aside. It's like the mentor in the school building or the coach in your corner or whoever to be able to say like, Listen, it's cool, go do you. This will get worked out. It's okay, because someone else is far enough outside to be like, dude, you're gonna be fine.

Yeah, exactly. And that's one of the big, big things about having a coach like you said somebody in your corner because they can see things when you're so far in it. You can't see anything except all of the junk right in front of you. So you need that person that's like standing up on the hill. Behind you being like, Oh, yeah, I see where you're at now in that puddle. But if you take three more steps forward, you'll be fine. You know, but you can't see that because you're too far in it. And yeah, that's one of the the necessities, I think, especially if you're a new business owner and trying to grow a business, you need somebody who's been there that can see the next couple steps ahead of you, or even that I do, or even though when they can just be like, Yeah, yep, sounds like a problem. It's not a problem. Which you and I have both worked with a coach who is infamous for like, you bring a problem, and she looks at you. And she shrugged her shoulders and goes, Oh, no problem, and you want to slap her silly. But she's right. But she's right. The party wants to reach to the screen and be like, you know, what is the problem? It feels like a problem. And she's like, no, no problem. And you're like, I want to strangle you. And I think, you know, you said before something about motivation. And I think the interesting thing in there is, I think motivation is one of those things I don't try to hang on to, I think motivation is like the tides it comes goes it does what it wants, like the weather. But I think commitment is different. Like I am stubborn and determined. And y'all I'm going to figure this out, it's going to work, it's going to do what I want it to do if it takes me every damn day. I am committed and I am this is whatever. Like I had somebody last week on a call, say to me, just a new person I was meeting and she said, Oh, I guess if you're working with teachers, you must not be making any money. And I was like, Oh, hell no. Like, you and I already talked about this. But I was like, nope, we're not gonna go down that road. So I think there's like, what do you think about the difference between motivated and committed? very similarly motivated is that? Oh, man, I'm trying to think of a good, you're way better at the analogies than I am. But motivated is that like, looking outside that Hummingbird, that motivated man, it dips in and out. And when it comes, it comes in, it's got all the energy and all the excitement and all the things and it's super excited, and it's really fast, and you're feeling all great, and bla bla, and you're getting all these things done. But then when it's not there, then you have like an owl who sits there and just stares at everything all day. You know, it's just kind of sitting there. It's very wise, it understands that's the commitment. Like it knows, there are times to have the high energy. And it also knows there's times Ted not there's times to sit and to process what's going on and to, you know, look and evaluate at your business and not just keep going, going, going going using your evaluations that are your favorite thing. Like there are moments where you need to turn down the energy as weird as that sounds, because you just can't keep it up. You can't Oh, and you can't just be sitting at the window waiting for the next little Hummingbird to come by. and do nothing until it shows up because you don't know what it's going to show.

You also don't sit there and think like, Oh, no, there's no hummingbirds at my window right now. They must all be dead. Right? Like there's no passerby, if they're not there right now, like nothing is gone wrong. Because there's not a problem. Not a problem. It's just the hummingbirds are off doing something else right now. And I think that's really interesting, because it's like that. That like, okay, sometimes you do in a school year, like with your girls, if you started like, we're gonna do six hours a day, every day for the bit like, that's not sustainable. No, not even a little. You all like complete revolt, it'd be like med school, in the same thing is true in a classroom setting. Like you cannot do 10 months with a class of kids and be on it 150 every day all day, although I'm pretty sure my son's teacher last year was which was fascinating. But I literally like we would talk to her and I don't understand how, like, does she then just immediately turn and go home and go? Right, like a light because like, I can feel? I really like I would meet a lot of I don't know what to maintain that it's a lot to maintain. Yes. And it's not meant to be maintained. Humans are not like that. You know, what do you think? How does having worked with your kids? What are other ways that that informs your business? Like what else do you know, as a teacher that you apply to your business? Um,

that Well, number one mistakes happen. And that one of the things that I had to learn like the whole failure, so I grew up straight A student topic class, you know, I was I wasn't a teacher, but I was a very good Teacher's pet as I was a child. Like that was what I did. You like a sticker just as much as I do. Oh, yeah. Give me all The gold stars. Um, so failure was not something you're taught in school. Like, that's a bad thing. You can't fail failing is bad. Which is totally different. When you're trying to run a business when all of a sudden you want to fail as much as possible like I mean that you don't want to fail you want what you do, you do fail forward, right? You while to learn, you fail to succeed, you fail you, you flop and grow, right? Because if you're not failing, then you're not trying if you're not trying, you're not doing anything and you're not growing. So it was an it's, it's been very interesting and still a struggle for me because I tend to be a little risk averse. Like, I like things to be perfect. Again, my gold stars, I want it to be perfect. I want it to be beautiful. I want it to be exactly the way it's supposed to be right now. And like when and you know, that's just what I want. Well, it's what I want, right? But we're all impatient. That works. Like you have to fail just like with my kids. If we don't get it the first time. We don't just be like I'm sorry, you're never gonna learn to multiply nine plus three or nine times three like that's just that's just not something you're ever going to ever learn how to do so we're not going to do it anyway. You know, like you have a you want to your to is phenomenal Archer. I bet she failed a lot. She No, we're not really good at everything is she she has a natural talent for sure. But she's also highly coachable, which I was not. If something was too hard for me, I didn't want to do it anymore. So that's been a big lesson for me to do. And she can have those tendencies. But from an early age, her coach saw her as very coachable. And in that aspect, she will do the tweaks, she will listen to his advice, she will do what he says to improve and get better. So yeah, she didn't she's she's very good at what she does what she does, did she win? In the beginning? No, I don't know, she didn't even want to compete. Because she again, was that risk averse. She didn't want to try something and not be really good at it right away. And now she ranks you know, top of the state, she's ranked nationally. So yeah, there's something to be said about trying and trying again, and the practice that's involved, that's the biggest thing. Like it's not just trying something, and then giving up It's trying it, and then practicing it and tweaking it and trying it again, and then trying it again and doing it again.

Oh, and like looking at it. And you as you said evaluating is my favorite thing. You look at it. And you're like, Huh, I'm not gonna one of my kids. My kids are at camp in the summer, you know? And they have a guy who comes in on Fridays, and does martial arts of them. And as Caitlin yesterday in the car, said, Mr. Schiff, who says that practice doesn't make perfect, perfect practice makes perfect. And what he's trying to convey to them is like you sloppy practice doesn't help, right? Like practice and just like throwing things everywhere, doesn't help, practicing, getting feedback, practicing again, practicing, getting feedback, and adding the feedback into the loop really changes. Like Hannah would do something. She would get coached, she'd get changed, she'd get better. Like, that's how this works. If you're not like, that's the only way anything works, yes. But we don't always seem to forget that. Like, we get to be grownups. And we forget. Because we just get into the daily habits of everyday kind of being this, you know, like, we just get into that rut of that's just the way it is. And we forget that we can learn new things and try new things and get better at new things. You know? Well,

I think we forget it in business much more quickly than Oh, yeah. And like, if I were to take up knitting, I would expect to feel a lot. That's true. I have a friend that wants to take knitting classes this winter, I expect it to be a catastrophe. For me, at least because that's I'm I am challenged. But I think that like you paint, you probably make mistakes, and you're like, Okay, my mistake and you carry on. In business, we tend to be like, No, no, but it was supposed to work, right? Because there's a lot out in the universe that tells us it should go like this, or like in teaching, you did this thing. And then you did it again and it got better. And we're used to these very defined pathways. And when you do this, you sort of make your own pathway through the forest of a weed whacker when you're up things down. And it's not pretty and it hurts sometimes, and you get blisters. But but but by doing that, it makes it more worth it by the time you get to where you're going. You can look back then and be like, Look, they're past that made. Like that's a pretty cool path.

And it's like, oh, wait, you know what, I helped a lot of people where I was holding my weed whacker when you're working on the path. That doesn't mean you're not making a difference for anyone else. Correct. Like you're still helping, you're still serving, you're still teaching, you're still growing, even while you're walking down the path that's like because if I had to go make a path through the forest right now, I'd be crap at it. For the first two hours, and then you'd catch a rhythm. And then you'd figure out which things you can use the weed whacker on and which things you need the machete for, like, get a set you learn and then you're like, Okay, I'm gonna stop doing this the hardest way possible, maybe I'll just walk between the trees, let me dry that. So even doing that will get better over time. It's just that persistence, that is the trick to it.

Right? Which leads back to the commitment aspect of once you have that commitment you're willing to, we'd work your way through it and learn and walk through the trees and around the trees and over the hills. And all of that instead of just seen that first blade of grass and be like, yep, nope, done out.

Oh, you can't the problem. The problem is, is sometimes you get in the middle, of course, you're like, I don't know if I want to be in this forest. Now you're like out or you're in the forest. So if people are on their way out of teaching, I've left teaching or thinking about it. And they're thinking maybe business or their started. What do you want to say to them? Like, what is the thing they need to hear? I mean, I feel like sometimes early on, there are things we can't hear. Oh, yeah. And I don't I don't necessarily ascribe to the what I wish I knew kind of things. Because like you learn things as you learn things like it is what it is. Yep. But what do you want them to know?

I'm probably two things. Number one, they already have all the skills that they need. teachers know, all of the things, they can work with people, they can work with deadlines, they can work on projects, like they can do all the things against superheroes, they can do all of the things. So there's not a whole lot of there's a different kind of learning that happens. But they already have the skills, they're already there, they just have to be tweaked a little bit. And then also to remember, it's a marathon and not a sprint, because they will if they're stepping into business, they will start to see these overnight successes, but they don't see the 10 years before that happened with that overnight success. And it's really easy to get caught up and what everybody else is doing and thinking, you're doing it wrong. You're not doing it fast enough. You're not doing it right. You know, like it's just, you just have to learn it's a marathon, you got to be that tortoise, it's a marathon, you just have to take your time, keep going to the words and realize that that faster doesn't necessarily mean better.

No. Well, and it's like I think about, I think about teaching a lot in that way. Because like, your first year, you keep your nose above the water, honestly, the second year, you're like, Oh, my chin is above the water, and I breathe freely. But I don't know what to do with my hands yet. I don't actually know how to swim. I'm just this looks better than it did. It looked ugly last year. And now it looks better in the third year. You're like, Oh, no, I've got this. I can try doing some interesting things. That two years, not days. Correct. Like, and somehow we go into business? And we're like, No, no, it was supposed to work in the first three weeks. Like what do you mean, it didn't work it?

Yep. Like it took you five to make six figures in 60 days. That's what that being said.

Teaching and it takes you five years to really get comfortable. And in business. It's like five minutes. And you're like, I'm not cut out for this. It didn't work at all friends marriage. It is. But it's like anything else, like learning to be good at anything takes a hot sec.

Many of them, many of them. But that's not wrong. No. It's not. It's it's necessary. And I actually have known people who have jumped in business. They were, quote unquote, overnight successes. But that didn't go well. They ended up right, because they weren't ready. They didn't get to grow, to go through those growing pains to be able to be the person that could stay up here. They got up there. But it's almost like they're afraid of heights that and they fell right back down. You know, like they didn't ease their way up to be able to get used to what that is like and what that feels like.

Well, it's like they were building a staircase. And they got to the top step. And they didn't build the other side. And they're like, yes, yep. And so there is something to be said for, you know, we want growth to be linear. And 1000 feet or a 10,000 feet, it actually looks linear. But when you get 20 feet from it, it looks like a craptastic mess. Yeah, so yeah. Family circus cartoons with the little dotted lines. That makes me sound old, but whatever, with all the data lines and all the circles like it looks like that and we all feel like well, but we should if I made this much this month, I should make this much more next month. I should do this much more next month and it should be like this very regular. Like this is how it works. And it's not and it's forward and backward and stop and go but on the large scale from 1000 feet 10,000 feet, it's growth. That's the thing. Most of us though, are like but it looks different today. Doesn't look better today than it did yesterday. I broke

Well, and the growth to, it can be measured in so many different ways. Like, when you think of business, you think of growth is meant income and money and clients and customers or whatever. But there's growth that happens way beyond that, that isn't necessarily as measurable or as visible, but it's still happening. That doesn't mean it's not there. Yes, it's just like, well, it's like, when you plant seeds in the spring, for the first two weeks, you're like, Hey, are you are you grow? Are you gonna grow, grow? And of course they do. But like, they don't visibly do it right away.

Like, that's, that's what I do with my clients. Same thing. My clients when they come to me, it takes time, you know, it took them however many decades to get to where they are with their money right there. I can't fix that overnight. But it takes some time. And by the time we get a handful of weeks in, they can start to see the light at the end of the tunnel. And that's when I start to show them how they've changed how their spending has changed how their relationships have changed how they think about their money differently. It's bringing to the forefront of their mind all of the other changes that have happened, even though the numbers in the bank aren't quite as good as they want them to be yet.

Well, but I would I would point out there that like what took decades to do takes weeks, literally weeks to undo.

Every weekend. Yes, it can't it Yeah, for about like two weeks, but like, oh, eight weeks? We do Oh yeah, for sure. weeks, months at the most but it takes on average for the people I work with that takes four to six pay periods. If they qualify for my program, I get them fixed, fixed. And stop paycheck to paycheck within four to six pay periods is the average. So obviously it took you 10 years to get there. You're given 10 weeks and like the the order of magnitude here is very different. So it's like okay, well, we like dug a hole and we're gonna climb out a lot faster. I'm game. So tell me how people find you. And what you what, what do people need to know if they desperately need you, because there's at least one that's like, holy crap, I'm going to get 10 weeks instead of 10 years. So yay.

You can find me on line. I'm on Facebook, most of the time, I have a free Facebook group called Money Coaching For Mom Bosses. Because I typically work with moms who are either stay at home moms beside business or have part time jobs or something like that. I don't exclusively do that. But that's kind of who I talked to, because that was me. I also have a website, my business is called mindset, financial coaching. So my website is midsetfinancialcoaching.com. Those are probably the best ways because there I have a contact page where people can get in touch with me, but for sure Facebook is the number one way to reach me is specifically in that group. That's where I do free trainings and information. I'm going through a month of mindset right now, in that group, just because that's such a big piece that people forget about when they're working on a budget. So the budget isn't gonna last to come along with it. Like it's like weight is such a parallel thing, right? It's great while you're in it, but it's not gonna stay forever. Unless you change your brain. Yeah, you need both. So if you're I will link all of that stuff in the top of the transcripts for the notes for the podcast. And if you should go find her group friends, please. But if you want to work with Jessica, please go talk to her like she's a human. It's not scary. You have heard that he hasn't like eat anyone, she her children are still alive, everything's good. Everything is good. And I don't speak finance. Like, that was a big thing. For me. I don't have a financial background, I was a stay at home mom who figured it out. That's what I do. So I help regular other regular people who don't speak finance, their query terms, and they're not like if you don't want to use QuickBooks, you know, I'm not, I can't, I can't get my head around. I like money and all these things. But QuickBooks and I are not friends. So I agree. And if you want to chat with me about business, uh, you can find me in my group, which calls teachers in business, you can send an email or go to my website, which is torpeycoaching.com and like, come play, because you need people around you. It is not a bad thing to have help ever. Like it is. There's nothing wrong with support for anyone really, like we all need people. And there's nothing wrong with you. None of this is a problem. And I promise I won't trot that out because I can't like I can't even bear to say it to my kids. Because it makes me crazy. So thank you just this is Thank you. Fabulous. And I'm glad you're here. And everyone will need this and I'll talk to you. We'll talk again next week. All right. Thank you so much.